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Personal Finance : Business & Finance

When Is a Bank Account Levied?

When you owe a debt to a creditor, one of the means that it could use to get the money is a bank account levy. With a bank account levy, the creditor takes the money directly out of your bank account. This can happen only after the creditor completes the necessary steps in the process.

How to Send Money to the Philippines From Australia

If you have a family member, friend or business that you need to send money to in the Philippines, you have a few options. Sending money to the Philippines from Australia is really no different than sending money to the Philippines from the United States. Fees and transit times vary and depend on ho

Low Budget Vacations in Tennessee

Tennessee, a state that stretches from the Smoky Mountains in the east to the Mississippi River in the west, offers a wealth of low-budget vacation ideas. Music fans trek to the birthplace of the blues and military-history buffs explore Civil War battlefields. Nature lovers hike the state's hundreds

How to Check to See If an SSI Check Has Been Sent

Supplemental Security Income is part of Social Security. It is important because it may be the only source of income most individuals 65 and over receive. The payments are usually sent out based on the recipient's birthday. Blindly waiting on the check can be agonizing because you may be dependent o

Personal Finance Planning

Managing your spending, creating a mental picture of what you have spend instead of recording the same may often make it complex to maintain a perfect budget. In such a case, personal finance planning holds ...

Can You Receive Unemployment From Babysitting?

If baby-sitting was your primary source of income and you've lost that work, your eligibility for unemployment benefits depends on whether the people who hired you paid unemployment taxes on your pay. That, in turn, depends on whether you qualified as a "household employee" under the definitions use

First-Time Homeowner Seller Requirements

Selling your home is an involved and important transaction. As such, there are various requirements that you must meet before you can consider listing your home for sale. In addition to disclosing the condition of the property, issues pertaining to the title and your finances must be made clear in a

How to Get a Government Land Grant

If you're the owner, administrator or manager of a type of organization that gives back to the community, chances are you can get a government land grant. This is when the government gives you a portion of land on which to operate your organization, school or program for the community. One of the

All About Forex Trading System and Strategies

FOREX is a virtual system of currency merchants associated among themselves by method for information transfers. FOREX currency merchants are associated with heading world money related focuses, and round the clock workers. Forex is a ...

Rules & Penalties for Roth IRA Distribution

The Roth individual retirement account, or Roth IRA, is a special type of retirement account that allows you to potentially avoid paying any taxes during your retirement years. With this type of retirement plan, you may find that you need to access the money before retirement. If this is the case, i

When Can I Collect My Check After Applying for Social Security Benefits?

Social Security pays three kinds of benefits: retirement, disability and survivors. Each application process requires completing forms and waiting for approval. Social Security disability takes longer for approval than retirement or survivor benefits because of the medical review process. Survivor o

How to Find Out if You Have Unclaimed Money Owed You

Each and every year more unclaimed money is put into a system just waiting to be claimed by its rightful owners. Individuals often don't realize that they are owed any type of money. There are bank accounts, safe deposit box contents, stocks, mutual funds, bonds, dividends, uncashed checks, wages, i

Pennsylvania State Grants for Non-Profit Utility Bills

In Pennsylvania, grants are available to help non-profit organizations pay utility bills. Non-profit organizations are devoted to helping others, and obtaining the necessary funds to keep the utilities on can become a financial challenge. Fortunately, assistance is available from the state to help y

How Do I Get the 10% Discount at Safeway Stores?

In today's economy, every penny counts. A 10 percent savings on food, toiletries, and other household items makes a difference. Safeway employees receive a 10 percent discount on store purchases, but there have been times when this savings extended to customers in certain areas through a hardship di

How to Calculate Daily Interest Rates

When comparing different loans or credit card offers, there is a lot of information to evaluate. One important factor is the interest rate. Most loans and credit cards will give this information by quoting an annual interest rate. You can use the annual interest rate to determine the daily simple in

How to Apply for Government Housing Assistance If You're Disabled

An increase in the number of low-income families has made it more difficult to find affordable housing. Fortunately, disabled individuals in need of housing assistance can benefit from several programs established by the U.S. government. By applying for any one of these programs; disabled individual

How to Open a Bank Account in Portugal

If you are moving to Portugal or intend to stay there for an extended period of time, save money by opening a banking account within the country. This allows you to easily withdraw your money without incurring large international fees or constantly worrying about conversion rates. However, you will

Roth IRA Conversion Restrictions

Unlike a traditional IRA, your contributions to a Roth IRA are not deductible. However, if you meet the qualifications, you will pay no taxes on the distribution. Legislation passed in 1997 prevented taxpayers with earned income above certain limits from opening Roth IRAs or converting a traditional

The Requirements to Cash a Check

Theoretically, anyone with rights to a check can take it to a bank and walk out with cash, but it's often more complicated than this. If you want to cash a check, you should ensure first that the check is good; second that either you are the person to whom the check is made out or that the check has

IRA Designated Beneficiary Definition

Individual retirement accounts (IRAs) are intended to help you save for retirement, but they can be used as estate planning tools as well. You may designate one or more IRA beneficiaries to inherit your account after your death.