Life Insurance : Insurance
College basketball coaches work in everything from small gyms that seat fewer than 1,000 fans to multimillion-dollar arenas full of tens of thousands of rabid fans. Similarly, the salaries of college basketball coaches vary greatly depending on the level of the basketball program. High-profile coach
A life insurance policy is a somewhat complex financial product. Each part of the contract must function as it is designed, otherwise the insurance company cannot pay the promises outlined in the contract. With that said, there are only a handful of "parts" that make the policy function as a mechani
With the state of things today, particularly with the late credit crunch, would it cost you more to be without life insurance? On its face, it may appear to be just another expense, but it ...
Whole life insurance is a type of insurance that is designed to remain in force for your entire life. You may want to surrender your policy at some point. Make sure you understand some key information about surrendering the policy.
While the basic concept of life insurance remains simplistic, the products available to meet that need are anything but. Hundreds of life insurance companies offer multiple policy types, each one with its own unique set of features and characteristics. Understanding the types of life insurance polic
Insurance companies pay health and accident expenses for people on insurance plans. In exchange for paying these expenses, people pay a premium to the company. Regardless of whether you believe in a privatized health care system, several insurance company issues, such as high costs and...
An irrevocable life insurance trust, or ILIT, is designed to provide immediate benefit to your beneficiaries or estate upon your death. It bypasses probate court, ensuring that the proceeds of the insurance policies are available to help with funeral expenses, estate settlement and beneficiary need
Car ownership can be a costly expense even if you don't use your vehicle to commute or drive on a regular basis. All drivers in the U.S. are required by state law to carry auto insurance on their vehicles, which can amount hundreds of dollars a year. At minimum, all drivers need to purchase enough a
With the rising costs of funerals and their related expenses, you may be concerned about your family having enough money to pay for your funeral when the time comes. One way to cover the cost of a funeral is to purchase final expense insurance. This is a form of life insurance that's designed to pay
Life insurance helps us plan for an uncertain future.child and father image by Renata Osinska from Fotolia.comWhen choosing a life insurance company, you need to determine whether the company has a track record of financial stability and the ability to pay benefits as promised. The...
Funerals cost about $6,000 as of publication, but can run as high as $10,000 or more, according to the Federal Trade Commission, or FTC. Burial insurance, also known as final expense life insurance, is designed to take care of these funeral costs and any other final expenses. A reliable insurance pl
Buying life insurance if you have medical problems can be an extremely frustrating and overwhelming task. Many life insurance companies are hesitant to provide coverage to people with serious health issues; some companies will charge you significantly higher monthly premiums, while others will outr
Insurance companies play a balancing game between the coverage they must pay out, and the insurance premiums they gather as profit. Usually, this balance requires focusing on the risk that events will happen. In homeowner's insurance, this risk becomes especially important, since the prices to repai
To get senior life insurance leads, you can get additional schooling in a related field, coordinate with retirement care facilities, launch a web site that focuses on the senior sector, socialize with your sector, or ...