Browsing Category

Life Insurance : Insurance

Salary of College Basketball Coaches

College basketball coaches work in everything from small gyms that seat fewer than 1,000 fans to multimillion-dollar arenas full of tens of thousands of rabid fans. Similarly, the salaries of college basketball coaches vary greatly depending on the level of the basketball program. High-profile coach

What Are All the Parts of a Life Insurance Policy?

A life insurance policy is a somewhat complex financial product. Each part of the contract must function as it is designed, otherwise the insurance company cannot pay the promises outlined in the contract. With that said, there are only a handful of "parts" that make the policy function as a mechani

How Much Life Insurance Coverage Do I Need?

The insurance coverage needs of people vary greatly depending on their specific situations. You should consider a number of factors to determine the proper amount of life insurance coverage to meet your needs.

What is an Annuity Calculator?

Buying the right annuity can be a complicated process. There are so many different companies to choose between and each company has a wide range of different products. A good annuity calculator can be extremely ...

Information on Surrendering a Whole Life Insurance Policy

Whole life insurance is a type of insurance that is designed to remain in force for your entire life. You may want to surrender your policy at some point. Make sure you understand some key information about surrendering the policy.

How is a Term Insurance Policy Beneficial?

In order to understand how a term life insurance policy can be beneficial to us, we first need to understand, what it actually is? In simple terms, an insurance policy that insures you for a ...

What Life Insurance Policy Types Are Available on the Market?

While the basic concept of life insurance remains simplistic, the products available to meet that need are anything but. Hundreds of life insurance companies offer multiple policy types, each one with its own unique set of features and characteristics. Understanding the types of life insurance polic

Do You Need Life Insurance?

The whole idea behind life insurance is to have obligations covered off in the event of your death. The old adage about death and taxes is the reason life insurance is considered by many people. ...

Insurance Company Issues

Insurance companies pay health and accident expenses for people on insurance plans. In exchange for paying these expenses, people pay a premium to the company. Regardless of whether you believe in a privatized health care system, several insurance company issues, such as high costs and...

Restrictions of an Irrevocable Life Insurance Trust

An irrevocable life insurance trust, or ILIT, is designed to provide immediate benefit to your beneficiaries or estate upon your death. It bypasses probate court, ensuring that the proceeds of the insurance policies are available to help with funeral expenses, estate settlement and beneficiary need

“Insurance Tips – Choose Wisely”

Vital and important, insurance is no longer an alien word for UK household. Even with the obvious awkwardness as this speaks of human mortality, individual are breaking the eyes and are taking the correct steps ...

How Much Automobile Insurance Coverage Do I Need?

Car ownership can be a costly expense even if you don't use your vehicle to commute or drive on a regular basis. All drivers in the U.S. are required by state law to carry auto insurance on their vehicles, which can amount hundreds of dollars a year. At minimum, all drivers need to purchase enough a

Is There an Insurance That Just Pays for Funerals?

With the rising costs of funerals and their related expenses, you may be concerned about your family having enough money to pay for your funeral when the time comes. One way to cover the cost of a funeral is to purchase final expense insurance. This is a form of life insurance that's designed to pay

A List of AAA Rated Life Insurance Companies

Life insurance helps us plan for an uncertain future.child and father image by Renata Osinska from Fotolia.comWhen choosing a life insurance company, you need to determine whether the company has a track record of financial stability and the ability to pay benefits as promised. The...

Kinds of Reliable Burial Insurance

Funerals cost about $6,000 as of publication, but can run as high as $10,000 or more, according to the Federal Trade Commission, or FTC. Burial insurance, also known as final expense life insurance, is designed to take care of these funeral costs and any other final expenses. A reliable insurance pl

How to Buy Life Insurance With Heart Disease

Buying life insurance if you have medical problems can be an extremely frustrating and overwhelming task. Many life insurance companies are hesitant to provide coverage to people with serious health issues; some companies will charge you significantly higher monthly premiums, while others will outr

Basic Perils of Insurance

Insurance companies play a balancing game between the coverage they must pay out, and the insurance premiums they gather as profit. Usually, this balance requires focusing on the risk that events will happen. In homeowner's insurance, this risk becomes especially important, since the prices to repai

Family Provision Act of 1966

This English law made legislative changes to estate rights and processes. The 1966 act amended a number of pre-existing estate laws largely concerned with persons who died intestate.

5 Useful Ways To Generate Senior Life Insurance Leads

To get senior life insurance leads, you can get additional schooling in a related field, coordinate with retirement care facilities, launch a web site that focuses on the senior sector, socialize with your sector, or ...